Andy Smith

Chief Risk Officer

Andy is responsible for Risk, Compliance and Legal aspects of our business.

Andy joined Premium Credit in October 2018. He worked at KPMG for 20 years and in the latter part of his career there he was Risk Management Partner for the firm’s UK Advisory Practice. Subsequently, he was a member of the FCA's Smaller Businesses Practitioner Panel for six years where he advised on key regulatory matters impacting small businesses.

Since then he has held a variety of senior risk roles in financial services organisations including Bank of Cyprus UK, the Co-Operative Bank, TD Wealth Management and Auden. Andy brings expertise in risk management, regulated financial services and credit.

Andy is a Fellow Chartered Member of the Securities Institute, ICAEW having qualified as a chartered accountant with KPMG.