The No.1 premium finance company in the UK and Ireland

We provide finance to customers to pay for insurance premiums, school fees, membership fees, season tickets and more
Processing over 26 million direct debits annually
Over 30 years experience
Authorised and regulated by the Financial Conduct Authority
3.4bn net advances
Over 2 million customers
Working with over 3,000 Intermediaries

How Our Finance Works

You arrange your customer's Insurance Policy
We pay you the full cost of the Insurance Policy
Your customer repays us in regular instalments by Direct Debit

Our Products

Finance for

Personal Insurance Brokers

As specialists in delivering premium finance for all kinds of personal insurance, Premium Credit offers competitive premium payment plans.
Finance for

Business Insurance Brokers

We specialise in providing flexible premium finance plans for all types of business insurance, including preferential terms on intermediaries' own Professional Indemnity premiums.
Finance for

FCA Fees

Spread the cost of your FCA fees and levies by paying monthly. For over 10 years, Premium Credit has provided firms with a payment option to spread the cost of their regulated fees and levies
Finance for

Fairway Credit

Fairway Credit is the market leading brand for golf club membership subscriptions. Fairway Credit pays the full fee up front, while the members benefit from paying monthly instalments
Finance for

School Fee Plan

School Fee Plan is the convenient and manageable way for parents to pay for independent school fees and extras such as music tuition and trips. We split the costs into regular monthly direct debits, like any other household bill.