This acceptable use notice sets out the terms between you and us under which you may access our website www.premiumcredit.com (our site). This acceptable use notice applies to all users of, and visitors to, our site.
Your use of our site means that you accept, and agree to abide by, all the terms and notices in this acceptable use notice, which supplement our terms of website use.
www.premiumcredit.com is a site operated by Premium Credit Limited (we or us). We are registered in England and Wales under company number 02015200 and we have our registered office at Ermyn House, Ermyn Way, Leatherhead, Surrey, KT22 8UX. We are regulated by the Financial Conduct Authority. We are a member of the Finance and Leasing Association (FLA) and we follow the FLA Lending Code, a copy of which is available on request.
You may use our site only for lawful purposes. You may not use our site:
You also agree:
We may from time to time provide interactive services on our site, including, without limitation:
Where we do provide any interactive service, we will provide clear information to you about the kind of service offered, if it is moderated and what form of moderation is used (including whether it is human or technical).
We will do our best to assess any possible risks for users (and in particular, for children) from third parties when they use any interactive service provided on our site, and we will decide in each case whether it is appropriate to use moderation of the relevant service (including what kind of moderation to use) in the light of those risks. However, we are under no obligation to oversee, monitor or moderate any interactive service we provide on our site, and we expressly exclude our liability for any loss or damage arising from the use of any interactive service by a user in contravention of our content standards, whether the service is moderated or not.
The use of any of our interactive services by a minor is subject to the consent of their parent or guardian. We advise parents who permit their children to use an interactive service that it is important that they communicate with their children about their safety online, as moderation is not foolproof. Minors who are using any interactive service should be made aware of the potential risks to them.
Where we do moderate an interactive service, we will normally provide you with a means of contacting the moderator, should a concern or difficulty arise.
These content standards apply to any and all material which you contribute to our site (contributions), and to any interactive services associated with it.
You must comply with the spirit and the letter of the following standards. The standards apply to each part of any contribution as well as to its whole.
Contributions must not:
We will determine, in our discretion, whether there has been a breach of this acceptable use notice through your use of our site. When a breach of this notice has occurred, we may take such action as we deem appropriate.
Failure to comply with this acceptable use notice constitutes a material breach of the terms of website use upon which you are permitted to use our site, and may result in our taking all or any of the following actions:
We may revise this acceptable use notice at any time by amending this page. You are expected to check this page from time to time to take notice of any changes we make, as they are legally binding on you. Some of the provisions contained in this acceptable use notice may also be superseded by provisions or notices published elsewhere on our site.