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Fair Value Assessments 2026

We thank our partners for their ongoing support and we look forward to working with you to provide the best service for our customers.

In addition to ongoing email communications throughout the process, we have:

  • Published a short paper explaining our role as the Manufacturer and how this ties in with yours, as a Distributor. Please click here
  • Shared some key questions on a firms’ governance arrangements for Consumer Duty - a handy checklist of key considerations. Please click here
  • Run a webinar at the end of June that outlined our approach on FCA and Consumer Duty expectations. It covered understanding the FCA's expectations when performing Fair Value Assessments, insight into how our Price Waterfall can help model calculations to understand the underlying drivers of cost and a practical look at the key features of Premium Credit's Fair Value Assessments. The Fair Value webinar can be viewed here using the password: PCLCoffeeMorning26.
  • We have also reviewed and incorporated key observations from the Market Study outputs. The FCA’s observations from the Market Study help us as the manufacturer to examine and enhance our processes and outputs to ensure customers continue to get value from our product. The Market Study can be found here.

Below is a timeline for our 2026 assessment: 

Fair Value Assessment 2026

Download your copy of the 2026 Fair Value Assessment & Consumer Duty Key Milestones.

We have completed our Fair Value Assessments for 2026 across all our product categories. The assessment for each product category can be found below: