The No.1 premium finance company in the UK and Ireland

We provide finance to customers to pay for insurance premiums, school fees, membership fees, season tickets and more
Processing over 30 million direct debits annually
Over 30 years experience
Authorised and regulated by the Financial Conduct Authority
Over £5bn of loans originated annually
Over 2.6 million customers
Working with over 3,000 partners

How Our Finance Works

You arrange your customer's insurance policy, fees or membership
We pay you the full cost of the insurance policy, fees or membership
Your customer repays us in regular instalments by Direct Debit

Premium Credit Insurance Index 2024

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Industry Insights

Premium Credit Insurance Index

Our market leading research monitors insurance buying and how it is financed to commercial and personal lines customers enabling you to have a clearer understanding of the market.

Our Proposition

Finance for

Personal Insurance Brokers

As specialists in delivering premium finance for all kinds of personal insurance, Premium Credit offers competitive premium payment plans.
Finance for

Business Insurance Brokers

We specialise in providing flexible premium finance plans for all types of business insurance, including preferential terms on intermediaries' own Professional Indemnity premiums.
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Our Partner Learning & Development Team

We provide training for premium finance and sales, tailored to meet your needs.
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Finance for

FCA Fees

Spread the cost of your FCA fees and levies by paying monthly. For over 10 years, Premium Credit has provided firms with a payment option to spread the cost of their regulated fees and levies
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Finance for

School Fee Plan

School Fee Plan is the convenient and manageable way for parents to pay for independent school fees and extras such as music tuition and trips. We split the costs into regular monthly direct debits, like any other household bill.
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Finance for

Fairway Credit

Fairway Credit is the market leading brand for golf club membership subscriptions. Fairway Credit pays the full fee up front, while the members benefit from paying monthly instalments