Premium finance is a convenient and affordable way to pay for your insurance. Rather than having to find a large sum up front to cover the premium, you can instead spread the cost by paying in smaller regular instalments. It can help you budget more effectively.

After you have provided some personal and bank details, we will prepare all the necessary paperwork and tell you all the details you need to know. These include confirmation of the loan to pay your insurance premium, the amount of your regular repayments and when they will start and finish.


We will also ask you to sign a Credit Agreement which you can do online at My Premium Credit. You will have instant secure access to all your account information including your Direct Debit amounts and correspondence.

When you register for your online account, you will be able to keep tabs on how much you've paid, settle any missed payments and update any changes to your personal and bank details.

We pay your insurance provider and will then collect your repayments by monthly Direct Debits.

Credit Agreements are available to over-18s only and are subject to repayment capacity and financial status. Lending criteria and terms and conditions apply. Security may be required. It's important to remember that if you don't keep up your monthly payments your insurance may be affected.