For four decades, we've helped customers spread the cost of their insurance into manageable instalments, making cover more accessible and affordable.

As our 40th anniversary celebrations continue throughout 2026, it gives us plenty of opportunities to reflect. As we talk to our broker partners and their customers, we learn a lot. We’ve learnt customers appreciate choice, flexibility and control when it comes to how they pay for their insurance. And brokers tell us they want adaptable solutions that help grow their business, retain customers and streamline operations. 

We’re here to help make this happen. Having worked with insurance brokers throughout the UK and Ireland for many years, we understand how important it is to offer a win-win premium finance option that benefits everyone involved. We all like a list, so we have compiled a list of reasons partners said they chose us, and as it’s our fortieth, there are forty to consider.

We pride ourselves on being reliable and knowledgeable with a long-standing commitment to the insurance industry.

Four decades of working in insurance premium finance means we understand the challenges brokers face.

We work closely with brokers to understand their business and help them reach their goals.

Offering customers more choice when it comes to how they pay can make insurance more accessible.

Premium finance can also play a role in customer retention, making renewals easier. 

Helping customers budget with monthly payments can make insurance more affordable.

Our relationship managers work closely with brokers to understand their business and provide personalised support.

Our technology helps make applying for and providing finance simple and efficient for brokers and customers.

By offering a streamlined process, we help brokers provide customers with a smoother experience.

Focusing on insurance premium finance means we know the market better than anyone else.

We are consistent in how we serve both brokers and their customers. (4.5 star Trustpilot score from 12K reviews)

Our service works as well for local, independent brokers as it does for large national brokerages.

Brokers can access our team when they need help or advice.

We are continually investing in and developing our products, systems and services.

We know how important efficient processes are. Our solutions can be embedded into existing broker workflows with minimum fuss.

Offering finance can help brokers plan for the future with more certainty.

Giving customers payment options can open up new sales opportunities by allowing them to afford the insurance they need.

Helping customers pay for their policy in a way that suits them can help maintain open communication between the broker and the customer about the customer's wider insurance needs.

We take our responsibilities in offering finance very seriously and operate within a strong compliance framework.

We help brokers keep their customers informed by clarifying their payment options.

It’s quick and easy to start working with us.

Every year we work with thousands of brokers and their customers across the UK and Ireland*.

*Over 2,500 partners in 2026

Our products, systems and processes aren’t set in stone. We regularly review and update our offering to make sure they meet the needs of our brokers and their customers.

Every decision we make is with your customers’ best interests in mind.

Our operations teams have years of experience in insurance premium finance.

Not every customer is the same and our finance options recognise this.

Every minute counts. We are constantly looking to create efficient processes that are designed to save brokers time.

Premium finance can be the foundation for your sales strategy.

We know the market inside out and stay on top of new developments.

Many brokers have worked with us for decades. We believe this is because of the strength of the relationships we have with them.

We are always developing our digital offering to meet changing customer expectations.

Our support teams can be reached via phone, email and our dedicated portals[MR1.1].

Making insurance easier to pay for creates a better experience for the customer (96% customer satisfaction).

When you partner with Premium Credit, you can rest assured that we’ll be here tomorrow, next week and for many years to come.

We know every business is unique and will tailor our support where possible to meet your needs.

Over the years we’ve been recognised many times for our premium finance offering by the industry. Rather than showcasing these awards, we prefer to let the thousands of brokers we work with every year be a testament to what we do.

When you offer more payment options, you’re offering more value to your customers.

38. It's about the customer
Brokers succeed when their customer do. We're no different

Just as the insurance industry changes, so will we.

At the heart of every decision a broker makes is their customers. Brokers choose Premium Credit because they know they can trust us to help look after their customers.

 More than just premium finance

At Premium Credit, we understand the value of strong relationships. That’s why we strive to be more than just a finance provider. We’re a partner that brokers can trust to help their customers access flexible payment options, retain cover and feel secure in their insurance purchase decision.

That’s why when brokers are asked who they want by their side, they choose Premium Credit. And long may that continue.

Great insurance deserves flexible payment options. Our constant aim is to make those options possible. Thank you for your business.